TOWN OF CARY, NORTH CAROLINA

 

NOTES TO BASIC FINANCIAL STATEMENTS

 

For the Year Ended June 30, 2006

 

The Town of Cary, North Carolina (the "Town") is located in the central part of the State and has a June 30, 2006, estimated population of 115,854.  The Town is governed by an elected mayor and six-member council.  The Town's major operations include police and fire protection, sanitation services, recycling services, parks and recreation, transit, water and sewer systems, planning and general administration services.

 

NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

 

The basic financial statements of the Town have been prepared in conformity with accounting principles generally accepted in the United States of America as applied to government units.  The Governmental Accounting Standards Board (GASB) is the accepted standard-setting body for establishing governmental accounting and financial reporting principles.  The Town's significant accounting policies are described below.

 

The Town implemented GASB 34, Basic Financial Statements and Management’s Discussion and Analysis for State and Local Governments, in fiscal year 2002. Although not required until later, the Town also implemented infrastructure retroactive reporting in fiscal year 2002.  In fiscal year 2002, the Town also implemented GASB 37, Basic Financial Statements and Management’s Discussion and Analysis for State and Local Governments: Omnibus, which is an amendment to previous GASB statements and includes additional guidance on the Management Discussion and Analysis requirement.  In addition to these, the Town implemented GASB 38, Certain Financial Statement Note Disclosures, in fiscal year 2002, which modified certain disclosure requirements and GASB 40, Deposit and Investment Risk Disclosures, in fiscal year 2005, which changed information presented in the Deposit and Investment note to the Basic Financial Statements. 

 

In fiscal year 2005, the Town chose to early implement GASB 44, Economic Condition – Statistical Section, which enhances the currently existing statistical section.  This is required and in effect in fiscal year 2006 for entities that prepare a statistical section as a part of their financial statement compilation.

 

Implementation of GASB 42, Accounting and Financial Reporting for Impairment of Capital Assets and for Insurance Recoveries, GASB 46, Net Assets Restricted by Enabling Legislation and GASB 47, Accounting for Termination Benefits began in fiscal year 2006.  However, none of these statements had an effect on the Town in the current fiscal year.

 

The Town is currently preparing for implementation of GASB 43, Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans and GASB 45, Accounting and Financial Reporting by Employers for Postemployment Benefits Other Than Pensions, which require additional disclosures and impose additional accounting regulations regarding the accounting and reporting of other postemployment benefits.  The Town will be required to implement these in fiscal year 2008.

 

A.    REPORTING ENTITY

 

The Town of Cary is a municipal corporation that is governed by an elected mayor and a six-member council.  The Town's basic financial statements include all funds over which the Town has accountability.  The Town has no component units.

 

B.   ENTITY-WIDE AND FUND FINANCIAL STATEMENTS

 

The entity-wide financial statements (i.e., the statement of net assets and the statement of changes in net assets) report information for all of the nonfiduciary activities of the Town.  Eliminations have been made to minimize the double counting of internal activities.  Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely, to a significant extent, on customer demand based fees and charges for support.

 

The statement of activities demonstrates the degree to which the direct expenses of a given function are offset by program revenues.  Direct expenses are those that are clearly identifiable with a specific function.  Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment.  Taxes and other items not properly included among program revenues are reported instead as general revenues. 

 

The accounts of the Town are organized and operated on the basis of funds.  A fund is an independent fiscal and accounting entity with a self-balancing set of accounts comprised of assets, liabilities, fund equity, revenues, and expenditures or expenses, as applicable.  Fund accounting segregates funds according to their intended purpose and is used to aid management in demonstrating compliance with finance related legal and contractual provisions.  The minimum number of funds is maintained consistent with legal and managerial requirements.  Funds are defined as major or non-major in the basic financial statements according to GASB reporting standards, which categorize funds based on relative size and materiality.

 

Proprietary fund operating revenues, such as charges for services, result from exchange transactions associated with the principal activity of the fund.  Exchange transactions are those in which each party receives and gives up essentially equal values.  Non-operating revenues, such as investment earnings, result from non-exchange transactions or ancillary activities.

 

Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the entity-wide financial statements.  Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements.  The Town has several non-major governmental funds, however, they are all reported as separate columns in the fund financial statements.  There are no non-major business-type funds. 

 

C.   MEASUREMENT FOCUS, BASIS OF ACCOUNTING AND FINANCIAL STATEMENT PRESENTATION

 

In accordance with North Carolina General Statutes, all funds of the Town are maintained during the year using the modified accrual basis of accounting.

 

The entity-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary fund and fiduciary fund financial statements.  Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows.  Non-exchange transactions, in which the Town gives (or receives) value without directly receiving (or giving) equal value in exchange, include property taxes, grants and donations.  Property taxes are recorded on an accrual basis and are recognized as revenues in the year for which they are levied.  Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. 

 

Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting.  Revenues are recognized as soon as they are both measurable and available.  Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period.  For this purpose, the Town considers revenues to be available if they are collected within 90 days of the end of the current fiscal period, except for property taxes.  Expenditures are generally recorded when a liability is incurred, as under accrual accounting.  However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgements, are recorded only when payment is due.  General capital asset acquisitions are reported as expenditures in governmental funds.  Proceeds from general long-term debt and acquisitions under capital leases are reported as other financing sources.

 

At June 30, taxes receivable are materially past due and are not considered to be an available resource to finance the operations of the current year.  Wake County is responsible for billing and collecting the property taxes on registered motor vehicles on behalf of all municipalities in the County, including the Town of Cary.  For motor vehicles registered under the staggered system, property taxes are due the first day of the fourth month after the vehicles are registered.  The billed taxes are applicable to the fiscal year in which they become due.  Therefore, the Town’s vehicle taxes for vehicles registered in Wake County from March 2005 through February 2006 apply to the fiscal year ended June 30, 2006.  Uncollected taxes that were billed during this period are shown as a receivable in these financial statements and are offset by deferred revenues.  For vehicles registered under the annual system, taxes are due on May 1 of each year.  For those vehicles registered and billed under the annual system, uncollected taxes are reported as a receivable on the financial statements and are offset by deferred revenues because the due date and the date upon which interest begins to accrue passed prior to June 30.  The taxes for vehicles registered annually that have already been collected as of year-end are also reflected as deferred revenues at June 30, 2006, because they are intended to finance the Town’s operations during the 2007 fiscal year.  Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period.

 

Sales taxes, collected and held by the State at year-end on behalf of the Town, are recognized as revenue.  Intergovernmental revenues and sales and services are not subject to accrual because they are generally not measurable until received in cash.  Grant revenues, which are unearned at year-end, are recorded as unearned revenues.  Under the terms of the grant agreements, the Town funds certain programs in combination of specific cost-reimbursement grants, categorical block grants and general revenues.  Thus, when program expenses are incurred, there are both restricted and unrestricted net assets available to finance the program.  Excluding debt funding, it is the Town’s policy to first apply cost-reimbursement grant resources to such programs, followed by categorical block grants and then by general revenues.  In the event that debt proceeds are included, the Town will spend debt proceeds first unless there is an agreement tying specific expenditures to grant proceeds.  When both restricted and unrestricted resources are available for use, it is the Town’s policy to use restricted resources first, then unrestricted resources, as they are needed.

 

As permitted by accounting principles generally accepted in the United States of America, the Town has elected to apply only applicable FASB Statements and Interpretations issued on or before November 30, 1989, that do not contradict GASB pronouncements in its accounting and reporting practices for its enterprise fund financial statements.

 

The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets, liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reported period.  Actual results could differ from those estimates.

 

The Town reports the following major governmental funds: 

 

General Fund - The General Fund is the general operating fund of the Town.  It is used to ac­count for all financial resources except those required to be accounted for in another fund.  The primary revenue sources are ad valorem taxes, various other taxes and licenses and State-shared revenues.  The primary expenditures are for public safety, streets and highways, sanitation, recycling, parks and recreation, general government services, and debt service for the payment of general long-term principal, interest and related costs.

 


Capital Project Fund - The Capital Project Fund is used to account for financial resources to be used for the acquisition and/or construction of major capital facilities (other than those financed by proprietary funds) and infrastructure.  The Town has five sub-funds within the Capital Project Fund: Street Projects, Parks and Recreation Projects, Fire Projects, General Governmental Projects, and General Capital Reserve. 

 

Special Revenue Funds – The Town operated four special revenue funds during fiscal year 2006.  The Amphitheatre Special Revenue Fund is used to account for the operations of the Koka Booth Amphitheatre at Regency Park, which is funded based on cash flow needs.  The Transit Special Revenue Fund is used to account for the operations of C-Tran, the Town’s bus service.  The 911 Special Revenue Fund is used to account for all wired and wireless expenditures covered by the related fees.  The Community Development Block Grant (CDBG) Special Revenue Fund is used to account for activity related to the CDBG Federal Grant.  This is a multi-year budgeted fund.  The Town has voluntarily chosen to report all of these funds as major in the basic financial statements.

 

The Town reports the following major enterprise fund:      

Utility System - An enterprise fund is used to account for operations and maintenance of the water and sewer system which includes operation of two wastewater treatment facilities and the jointly owned Cary/Apex Water Treatment Plant.  This fund also covers acquisition and/or construction of major utility capital facilities and infrastructure, as well as the debt service for the payment of utility long-term debt principal, interest and related costs.  The fund is comprised of four sub-funds: Utility System Operations, Water Projects, Sewer Projects and Utility Capital Reserve.  This is the Town’s only enterprise fund.

 

Additionally, the Town reports the following fund types:

 

Internal Service Funds - The Town has two Internal Service Funds.  The Garage Fund is used to account for the financing of fleet services provided by the Public Works/Utilities Department and charged to other departments of the Town on a cost-reimbursement basis.  The primary activity is governmental and all balances are allocated accordingly for the entity-wide financial statements.  The Health Insurance Fund is used to account for employee health and dental claims expense incurred by the Town related to the decision to self-insure for these employee benefits.  This fund also collects premiums to cover claims expense for employee elected spouse and family coverage.  The primary activity is also governmental.

 

Pension Trust Fund - A pension trust fund is used to account for activities related to the Law Enforcement Separation allowance, which accumulates resources for pension benefit payments to qualified police retirees.

 

As a general rule, the effect of interfund activity has been eliminated from the entity-wide financial statements.  Exceptions to this general rule are reimbursements to the General Fund and other charges between the Town’s utility system function and various other functions of the Town.  Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned.

 

Amounts reported as program revenues include 1) charges to customers or applicants for goods, services or privileges provided, 2) operating grants and contributions and 3) capital grants and contributions.  Internally dedicated resources are reported as general revenues rather than as program revenues.  Likewise, general revenues include all taxes.

 


 

D.    BUDGETARY DATA

 

The Town’s budgets are adopted as required by the North Carolina General Statutes.  An annual budget is adopted for the General Fund, the Capital Reserve Fund (a sub-fund of the Capital Project Fund), the Amphitheatre Special Revenue Fund, the Transit Special Revenue Fund, the 911 Special Revenue Fund, the Health Insurance Internal Service Fund, the Garage Internal Service Fund, the Pension Trust Fund for Law Enforcement Separation Allowance and the Utility System Operations Fund and Utility Capital Reserve Fund (both of which are sub-funds of the Utility System Enterprise Fund).  All annual appropriations lapse at the fiscal year-end.  However, based on Town ordinance, funds for unpaid purchase orders or delayed projects may be rolled over to the subsequent year.  Multi-year project ordinances are adopted for the Parks, Street, Fire and General Governmental Project Funds (all sub-funds of the Capital Project Fund), for the Water and Sewer Project Funds (both sub-funds of the Utility Systems Enterprise Fund) and for the Community Development Block Grant Special Revenue Fund.

 

All budgets are prepared using the modified accrual basis of accounting.  Expenditures may not legally exceed appropriations at a functional level for all annually budgeted funds and a project-type level for the multi-year project funds.  Amendments are required for any revisions that alter the total functional or project-type budget and must be approved by Town Council.  The Town internally manages expenditures on a line item and departmental basis and, although not legally required, budget amendments may occur between line items and between departments of the same function.  All internal budget amendments must be approved by the Finance and Budget departments and some amendments are also forwarded to the Town Manager for additional approval.  During the year numerous budget amendments to the original budget were necessary.  The original budget ordinance was adopted by July 1 of the fiscal year in accordance with State law.

 

E.   ASSETS, LIABILITIES AND NET ASSETS OR EQUITY

 

1.     Deposits and investments

 

The deposits of the Town are secured as required by North Carolina General Statute ("G.S.") 159-31.  The Town may establish official depositories with any bank or savings and loan asso­ciation whose principal office is located in North Carolina. 

 

G.S. 159-30(c) authorizes the Town to invest in obligations of the U.S. Treasury; obligations of any agency of the United States of America, provided the payment of interest and principal of such obligations is fully guaranteed by the United States; obligations of the State of North Carolina; bonds and notes of any North Carolina local government or public authority; obligations of certain non-guaranteed federal agencies; certain high quality issues of commercial paper and bankers' acceptances; and the North Carolina Capital Management Trust (NCCMT), a SEC registered mutual fund dedicated to serving North Carolina public units.

 

The Town’s investments with a maturity of more than one year at acquisition and non-money market investments are reported at fair value as determined by quoted market prices and in accordance with GASB Statement 31, Accounting and Financial Reporting for Certain Investments and External Investment Pools.  The securities of the NCCMT Cash Portfolio, an SEC-registered (2a-7) money market mutual fund, are valued at fair value, which is the NCCMT’s share price.  The Town both intends and has the ability to hold all securities to maturity.

 


In accordance with State law, the Town has invested in securities which are callable and which provide for periodic interest rate increases in specific increments until maturity.  These investments are reported at fair value as determined by quoted market prices.

 

The Town pools most moneys from all funds, except the Pension Trust Fund to facilitate disbursement and investment and maxi­mize investment income.  Exceptions of non-pooled funds include, but are not limited to, unspent bond proceeds and escrowed funds restricted for specific purposes.  For purposes of the Statement of Cash Flows, the Town's proprietary funds consider equity in pooled cash and investments to be cash equivalents as they are essentially demand deposit accounts.  Investment income is allocated based on each fund’s monthly balance in relation to the total pooled cash balance.

 

2.  Receivables and payables

 

According to the North Carolina General Statutes, ad valorem taxes levied on July 1, the begin­ning of the fiscal year, are due September 1, but interest and penalties do not accrue until the following January 6, the lien date.  Property taxes on certain registered motor vehicles are assessed and collected throughout the year.  The taxes levied for fiscal year 2006 are based on the assessed values as of January 1, 2005.

 

Within the fund financials ad valorem taxes receivable are not accrued as revenue because the amount is not considered "available."  At June 30, taxes receivable are significantly past due and are not considered to be an available resource to finance the operations of the subsequent year.  Ac­counting principles generally accepted in the United States of America state that property tax revenues which are measurable but not available should be recorded as deferred revenues.  The receivable amount is reduced by an allowance for doubtful accounts and an amount equal to the net receivable is included in the governmental balance sheet and the statement of net assets.  Any property taxes collected in advance of the fiscal year to which they apply are recorded as deferred revenues.

 

An allowance for doubtful accounts is maintained on the ad valorem taxes receivable as de­scribed above.  The Town also maintains an allowance for doubtful accounts for sanitation receivable, utility service accounts receivable and other miscellaneous receivables.

 

The General Fund loaned the CDBG Special Revenue Fund $2,000 in fiscal year 2006.  This loan is for cash flow purposes until grant funds are received and is expected to be paid in early fiscal year 2007.  There were no other  lending/borrowing arrangements between funds during fiscal year 2006.  However, for the entity-wide financial statements, residual balances outstanding between the governmental activities and business-type activities are reported as due to or due from other activities.

 

3. Inventories and prepaid items

 

Inventory is determined by physical count and valued at cost using the first-in, first-out method.  Inventory in the governmental fund types consists of expendable supplies held for consumption and retail items held for resale. 

 

For consumable items, the cost thereof has been recorded in inventory at the time items were purchased.  Expenditure occurs when items are issued from inventory.   These inventories are accounted for in the central warehouse, which is managed by the Purchasing Division in the Finance Department.  Total inventory is reported in the General Fund and Garage Internal Service Fund, which is considered a governmental activity in the entity-wide statement of net assets.  The Town also holds several inventories intended for retail resale.  However, these are considered immaterial and inventory items are expensed as purchases are made and revenues are recorded when items are sold.

 

Certain payments to vendors reflect costs applicable to future accounting periods and are reported as prepaid items in both entity-wide and fund financial statements and are expensed as balances are used.

4. Restricted assets

 

Certain cash balances, which are managed as a part of pooled cash, are restricted by purpose and source.  Cash balances in the Utility Systems Fund and General Fund related to customer deposits are not available for appropriations or expenditures.  These balances are segregated on the Statement of Net Assets and classified as restricted.  Other cash balances in the major funds (Utility System Enterprise Fund and Capital Project Fund) are restricted for unspent debt proceeds and unspent grant funding, and are only available for designated projects as described in the individual official statements, grant agreements and as approved by Council.

 

5. Capital assets


Capital assets, which include land, buildings, equipment, vehicles and infrastructure assets (e.g., water & sewer lines, water tanks, roads, sidewalks and similar items), are reported in the applicable governmental or business-type activities columns in the entity-wide financial statements.  Capital assets (not including general infrastructure) are defined by the Town as assets with an initial, individual cost of more than $5,000 and an estimated useful life in excess of two years.  General infrastructure assets are defined by the Town as assets with an initial cost of more than $50,000.  Assets are recorded at historical cost or estimated historical cost if purchased or constructed.  Donated capital assets are recorded at estimated fair market value at the date of donation.

 

Governmental infrastructure assets (roads, sidewalks, bridges, etc) acquired prior to July 1, 2001, consist of assets acquired or that received substantial improvements subsequent to July 1, 1980, and are reported at estimated historical cost based on deflated estimated replacement costs.  The cost of normal maintenance and repairs that do not add to the value of the asset or materially extend assets’ lives are not capitalized.

 

Major outlays for capital assets and improvements are capitalized as projects are constructed.  Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the assets constructed.  The total interest expense paid by the Town during the current fiscal year was over $4.5 million in the Utility Systems Fund.  Of this amount, $949,059 was added to utility construction-in-progress related to numerous debt funded utility construction projects.

 

Capital assets of the Town are depreciated using the straight-line method over the following estimated useful lives:

 

 

Capital asset

Life

 

 

Automobiles and Light Trucks

3-5 years

 

Heavy Trucks

6-10 years

 

Office Furniture and Equipment

5-10 years

 

Maintenance and Construction Equipment

5-10 years

 

Utility System

50 years

 

Buildings

50 years

 

Streets, sidewalks and bridges

50 years

 

Other infrastructure

25-50 years

 

 


6.  Compensated absences     

The vacation policy of the Town provides for the accumulation of up to thirty days earned vacation leave, with such leave being fully vested when earned.  Also, unlimited compensatory time for non-exempt employees which, if not taken, is paid to the employee upon termination of employment.  All vacation leave is accrued when incurred in the entity-wide and proprietary fund financial statements.  Vacation leave accrued over the 30 day limit is converted to sick leave annually.

 

The Town's sick leave policy provides for an unlimited accumulation of earned sick leave.  Sick leave does not vest, but any unused sick leave accumulated at the time of retirement may be used in the determination of length of service for retirement benefit purposes.  Since the Town has no obligation for the accumulated sick leave until it is actually taken, no liability for sick leave has been recorded.

 

7.  Long-term obligations        

In the entity-wide financial statements, and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net assets.  Bond premiums and discounts are deferred and amortized over the life of the bonds using the effective interest method.  Bonds payable are reported net of the applicable bond premium or discount.  Bond issuance costs are reported as deferred charges and amortized over the term of the related debt.

 

In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period.  The face amount of debt issued is reported as other financing sources.  Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses.  Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures.

 

8.     Fund equity

 

Net assets in entity-wide and proprietary fund financial statements are classified as investment in capital assets, net of related debt; restricted; or unrestricted.  Restricted net assets represent constraints on resources that are either externally imposed by creditors, grantors, contributors, or laws or regulations of other governments or imposed by law through State statute.

 

In the governmental fund financial statements, reservations of fund balance represent amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose.  Designations of fund balance represent tentative management plans that are subject to change. 

 

State law [G.S. 159-13(b)(16)] restricts appropriation of fund balance for the subsequent year’s budget to an amount not to exceed the sum of cash and investments minus the sum of liabilities, encumbrances and deferred revenues arising from cash receipts as those amounts stand at the close of the fiscal year preceding the budget year.

 

The governmental fund types classify fund balances as follows:

 


Reserved

 

Reserved for Inventories - portion of fund balance segregated for inventory of supplies because it is not an expendable or available resource.

 

Reserved by State Statute - portion of fund balance not available for appropriation after consideration of other reservations of fund balance.  G.S. 159-13(b)(16) restricts appropriation of fund balance or fund equity to an amount not to exceed the sum of cash and investments minus the sum of liabilities, encumbrances and deferred revenues arising from cash receipts as these amounts stand at the close of the fiscal year preceding the budget year.

 

Reserved for Encumbrances - portion of fund balance available for appropriation to pay for commitments relating to unperformed contracts and purchase orders.

 

Reserved for Streets – Powell Bill - portion of fund balance available for appropriation but legally segregated for street expenditures.  It represents the balance of the total unexpended Powell Bill funds which is an annual grant received by the Town from the N. C. Department of Transportation.

 

Reserved for Restricted 911 Funds - fund balance available for appropriation but legally restricted for qualified 911 expenditures.

 

Unreserved

 

Designated for Self-Insurance - portion of total fund balance available for appropriation, which has been designated for self-insurance expenses related to small claims and workers’ compensation.

 

Designated for Affordable Housing Program - portion of total fund balance available for appropriation, which has been designated for affordable housing, including designations for mortgage loans to citizens and employees.

 

Designated for Capital Projects - portion of total fund balance available for appropriation, which has been designated for governmental capital projects through approved multi-year project budget ordinances.

 

Designated for Subsequent Year’s Expenditures - portion of total fund balance available for appropriation, which has been appropriated in the fiscal year 2006 annual operating budget.

 

Undesignated - portion of total fund balance available for appropriation which is uncommitted at year-end.

 

Unreserved, reported in non-major - portion of governmental fund balance that is in special revenue funds, which may carry certain restrictions based on the revenue source.

 

9.     Comparative data/reclassifications

 

Comparative total data for the prior year have been presented in the fund financial statements for the annually budgeted governmental and proprietary funds in order to provide an understanding of the changes in the financial position and operations of these funds.  Certain amounts presented in the prior year data have been reclassified in order to be consistent with the current year’s presentation.


 

NOTE 2 – STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY

 

Expenditures in the Transit Special Revenue Fund exceeded the approved budget by $5,679.  This overage was due to unexpected increased expenses in June 2006, which included significant increases in gas prices that directly effected the monthly payment made to First Transit, the Town’s contracted transit operator.  The final invoice from First Transit was not received until after June 30, 2006; therefore, staff was unable to request additional funds to amend the fiscal year 2006 budget.  Fund balance was available to absorb the additional expenditures.  Procedures will be implemented in fiscal year 2007 to ensure that budget levels are appropriate and sufficient to meet anticipated expenditure needs.

 

NOTE 3 - DEPOSITS AND INVESTMENTS

 

 

Deposits

All of the Town’s deposits are either insured or collateralized by using one of two methods.  Under the Dedicated Method, all deposits that exceed the federal depository insurance coverage level are collateralized with securities held by the Town’s agent in the Town’s name.  Under the Pooling Method, which is a collateral pool, all uninsured deposits are collateralized with securities held by the State Treasurer's agent in the name of the State Treasurer.  Since the State Treasurer is acting in a fiduciary capacity for the Town, these deposits are considered to be held by the Town’s agent in the Town’s name.  The amount of the pledged collateral is based on an approved averaging method for non-interest bearing deposits and the actual current balance for interest-bearing deposits.  Depositories using the Pooling Method report to the State Treasurer the adequacy of their pooled collateral covering uninsured deposits.  The State Treasurer does not confirm this information with the Town or the escrow agent.  Because of the inability to measure the exact amounts of collateral pledged for the Town under the Pooling Method, the potential exists for under-collateralization, and this risk may increase in periods of high cash flows.  However, the State Treasurer of North Carolina enforces strict standards of financial stability for each depository that collateralizes public deposits under the Pooling Method. The Town has no policy regarding custodial credit risk for deposits.

 

At June 30, 2006, the Town's deposits had a carrying amount of $12,859,308 and a bank balance of $14,881,978.  Of the bank balance, $401,000 was covered by federal depository insurance and the remainder was covered by collateral held under the pooling method. At June 30, 2006, the Town’s petty cash fund totaled $10,825 and the amount held in trust related to the Law Separation Allowance is $1,086,510.

 

Investments